Finance with O.G. Automotive

Financial wellness is a tap away. At O.G. Automotive, we partner with trusted providers like Afterpay, Synchrony, Affirm, Klarna, and Sunbit to offer flexible payment options for your auto services.

Afterpay: Pay in 4 Interest-Free Installments

  • Pay in 4 Interest-Free Installments: Budget your spending with the first payment upfront and the rest over six weeks, always interest-free when paid on time.
  • No Fees When You Pay on Time: We'll send reminders and cap late fees to keep you on track.
  • Manage Your Spending: Use the Afterpay app to track payments, reschedule dates, and stay in control of your budget.
  • Get Inspired: Explore trending products and exclusive deals tailored for you.
  • Afterpay In-Store: Add the digital Afterpay Card to your Apple Wallet or Google Wallet and tap to pay at our Corpus Christi location.
Learn more at Afterpay.com

Synchrony Car Care Credit Card: Finance Auto Repairs Over Time

As the leading issuer of private label credit cards, Synchrony offers the Car Care Credit Card designed specifically for automotive repairs and purchases. It's a great option for financing services at O.G. Automotive, allowing you to make purchases today and pay over time with flexible, predictable payments.

  • Shop with the Power of Choice: Browse and find a convenient way to pay over time for repairs, maintenance, tires, and more at participating locations like ours.
  • Build Credit or Finance Projects: Ideal if you're looking to build your credit or capitalize on benefits for larger auto projects like engine rebuilds or brake repairs.
  • Prequalify Without Impact: Check your eligibility with no impact to your credit score—get a decision in seconds. If you prequalify, you can then apply.
  • Flexible Application Options: If you're confident in approval, apply directly (note: this may impact your credit score). Subject to credit approval.
  • Another Way to Pay: Enjoy predictable equal payments with Synchrony Pay Later for added flexibility on your auto services.
Prequalify or Apply for Synchrony Car Care Credit Card

Affirm: Flexible Monthly Payments for Auto Repairs

Affirm offers transparent, no-hidden-fees financing for automotive services, allowing you to split repair costs into budget-friendly biweekly or monthly payments—as low as 0% APR. Perfect for everything from routine maintenance to major fixes at O.G. Automotive.

  • Choose Your Terms: Pay in 4 interest-free installments or opt for longer plans up to 36 months with rates starting at 0% APR, based on eligibility.
  • No Hidden or Late Fees: Full transparency with no surprises—adjust your budget without penalties for on-time payments.
  • Easy Application: Apply in seconds via the Affirm app or at checkout with a soft credit check (no hard pull upfront) and get approved instantly.
  • Build Credit Responsibly: On-time payments reported to credit bureaus, helping improve your score while getting your vehicle back on the road.
  • Secure & Convenient: Use the Affirm virtual card for in-store payments at our Corpus Christi location—encrypted and protected.
Learn more at Affirm.com

Klarna: Flexible Payments for Auto Services

Klarna provides seamless, interest-free payment options for auto repairs, letting you pay now or split costs over time. Merchants like O.G. Automotive get paid upfront, while you enjoy buyer protection and easy integration for a smoother experience.

  • Multiple Plans: Choose Pay in full, Pay in 30 days (no interest or late fees if on time), Pay in 3 or 4 interest-free installments, or longer financing for bigger repairs.
  • No Merchant Fees: Klarna handles credit and fraud risk, so you pay nothing extra—focus on your budget without surprises.
  • Quick Setup: Apply in seconds at checkout; integrates easily with no coding needed, and available for in-store use via app or virtual card.
  • Boost Your Shopping: Attract more customers with flexible options, plus benefits like faster checkout and personalized deals to build credit responsibly.
  • Secure In-Store: Use Klarna at our Corpus Christi location for protected, flexible payments on services from oil changes to major fixes.
Learn more at Klarna.com

Sunbit: Instant Approval for Auto Repair Financing

Sunbit specializes in point-of-sale financing for the automotive industry, offering quick approvals for repairs and maintenance. At O.G. Automotive, get approved in seconds for plans up to $5,000 with low rates, helping you drive away worry-free.

  • Instant Approval: 80% of customers approved in seconds—no credit impact for pre-qualification, covering services from $250 to $5,000.
  • Low Fixed Rates: Transparent APRs starting at 6.99% with no hidden fees—fixed payments make budgeting easy for tires, brakes, and more.
  • Flexible Terms: Choose 6-48 month plans; apply via app or in-store with a soft credit check for fast decisions.
  • Build Credit: On-time payments reported to bureaus, plus tools to track and manage your loan directly.
  • Convenient In-Store: Use at our Corpus Christi location for immediate financing on any auto service—trusted by 30,000+ shops.
Learn more at Sunbit.com

Got questions? Visit our Afterpay Help Center, Synchrony Support, Affirm Support, Klarna Support, or Sunbit Support for more details. Must be 18+, a U.S. resident, and meet eligibility criteria. Late fees may apply—see Afterpay terms, Synchrony terms, Affirm terms, Klarna terms, or Sunbit terms.